According to a new analysis by Swiss Re Institute, insured natural catastrophe losses globally could reach $145 billion this year, primarily driven by “secondary perils” such as floods, wildfires and severe thunderstorms.
This follows a five to seven percent long-term annual growth trend, the institute said.
The report, Natural catastrophes: insured losses on trend to USD 145 billion in 2025, said “primary perils” such as earthquakes and hurricanes pose the biggest risks, potentially pushing insured losses to $300 billion-plus during a peak year.
“2025 started with wildfires in Los Angeles, causing an estimated USD 40 billion in insured losses. While these losses from a secondary peril are substantial, primary perils remain the biggest threat: when a severe hurricane or strong earthquake hits a densely populated urban area, insured losses in that year could be more than double the long-term loss trend,” a press release from Swiss Re Institute said.
The last peak year was in 2017, driven by Hurricanes Irma, Harvey and Maria. The institute said peak years caused by a few “primary-peril events” or an accumulation of those and “secondary-peril events,” should not be viewed as an anomaly.
Since 2017, underlying risks have grown consistently, along with population growth, economic expansion and urban sprawl, including in places vulnerable to natural catastrophes. The effects of climate change are also playing a part in compounding losses for certain weather perils and regions.
“Our recent analysis of over 200 in-house models and the loss trend over the last 30 years show what is at stake: When a severe hurricane or a major earthquake hits an urban area in a country with significant insurance take-up, insured losses could easily reach USD 300 billion in that year,” said Balz Grollimund, head of catastrophe perils at Swiss Re, in the press release.
Estimates by the institute have found that some early 20th century hurricanes would result in losses of more than $100 billion if they struck today. Hurricane Andrew, for example, caused $35 billion in losses to those insured in 1992. Today, a hurricane on the same path would result in nearly three times the losses because of economic and population growth, as well as urban sprawl.
“Meanwhile, Hurricane Katrina, the costliest single insured loss event for the re/insurance industry ever, would not cause the same destruction as 20 years ago. Insured losses would still reach around USD 100 billion due to rising housing and construction costs, but improved flood defences and a 20% decrease in local population along Katrina’s path have significantly reduced exposure,” the press release said.
Although the severity of losses has been increasing globally, the United States accounted for nearly 80 percent of the world’s insured losses last year because of its vulnerability to severe hurricanes, earthquakes, wildfires, thunderstorms and floods.
There are many factors that inform insurance premium rates, including inflation and local regulations. But across geographies over the long-term, the primary factor in determining the cost of premium rates and claims is the exposure to natural perils.
This is apparent in states like Texas, Florida, California, Colorado and Louisiana, which make up roughly half of all U.S. natural catastrophe losses. With its high hurricane-related losses, Florida’s per-household premiums are twice the national average. Meanwhile, the highest premiums in California are in areas that have the most exposure to wildfire risk.
“Close collaboration between the public and private sectors is vital for effective protection measures to reduce losses. In addition, a well-capitalised reinsurance sector, backed by USD 500 billion in capital, acts as a vital shock absorber, helping communities and economies recover more quickly. That is why it is important that capital grows in line with rising risk, for the industry to fulfil their role for future peak years,” said Jérôme Haegeli, group chief economist at Swiss Re.
Last year, insurance losses due to natural catastrophes worldwide climbed to $137 billion, driven by major floods and wildfires worldwide; Hurricanes Milton and Helene; and severe thunderstorms in the U.S.
“As natural catastrophe losses continue to rise, it is crucial to reduce loss potential from the outset, both to reduce the cost of insurance and to maintain the viability of risk transfer business. For example, severe storms can overwhelm local protection systems and cause flooding, and while mitigation measures come at a price, a recent Swiss Re Institute study shows that flood protection through dykes, dams and flood gates is up to ten times more cost-effective than rebuilding after a disaster,” the press release said.
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https://www.ecowatch.com/climate-disaster-costs-2025.html
Just like fashion has been overrun by fast fashion, home goods and furniture have similarly seen a rapid decline in quality. Rugs are no exception.
And similar to fashion, these cheap goods come at a high cost — namely, to the planet and to people. In fact carpet and rug production is rampant with exploitation.
On the other hand, fair trade rugs present the best of what a rug can bring to your home: artistry, craftsmanship, and heritage.
The brands featured in this guide are partnering with (and fairly paying!) skilled artisans who are using generations-old — and sometimes even centuries-old — techniques. These artisans are sustaining long lines of crafts, preserving their cultural diversity, and celebrating the richness of their time-honored crafts.
There’s simply no replacement for a timeless, quality artisan-made rug — they’re like pieces of art you can lay out on your floor or hang on your walls.
So, enjoy browsing through this guide to sustainable rug brands listed out below and best of luck on your search for the right fair trade rug!
Where to Find Ethical and Fair Trade Rugs
Note that this guide includes affiliates and partners. As always, brands must meet high standards for ethics and sustainability to be featured and all opinions are my own.
1. Obakki
Best for: warm-hued handwoven wool rugs
Categories: Area Rugs, Runners, Accent Rugs
Obakki partners with artisan weavers primarily in Oaxaca, Mexico — including individual makers like José — who hand-dyes and weaves rugs on a traditional pedal loom using locally sourced sheep’s wool and natural dyes derived from native plants. The brand also works with Rrres Design Studio, a Latin American studio dedicated to preserving traditional Oaxacan weaving techniques, and sources handwoven textiles from artisan communities beyond Mexico as well, including Morocco.
Each rug is made from 100% wool with no synthetic dyes or backing. Most pieces are made-to-order with a 4-8 week production window, shipped directly from the artisan partners.
Price Range: $460 – $4,159
Conscious Qualities: Natural Fibers, Natural Dyes, Craft Preservation
2. Kiliim
Best for: modern wool kilim rugs
Categories: Area Rugs, Accent Rugs
If you’re well-versed in rug terminology, you may recognize that this brand’s name looks similar to the word kilim.
Kiliim’s rug are made using authentic kilim rug craftsmanship by artisans in Egypt coming from generations of kilim artisans. To ensure ethical production and to support the preservation of this heritage craft, Kiliim pays living wages to all artisans.
Price Range: $95 – $4,812
Conscious Qualities: Ethical Production, Heritage Craft Preservation, Natural Fibers
3. Urban Natural
Best for: browsing fair trade rugs in lots of styles and sizes
Categories: Outdoor, Area Rugs, and Accent Rugs
This natural home and lifestyle retailer has a beautifully curated selection of sustainably-made rugs crafted with materials like jute, sisal, wool, and cotton.
Several brands on Urban Natural are also ethically hand-loomed or hand-knotted, such as Loloi — a GoodWeave partner — and Jaipur Living — a brand that partners with thousands of local artisans to sustain heritage crafts.
Price Range: $259 – $9,755
Conscious Qualities: Eco-Conscious Materials
4. LOOMY
Best for: pet-friendly and performance rugs
Categories: Area Rugs, Accent Rugs, Runners, Outdoor Rugs
Founded by a weaver, LOOMY is dedicated to crafting beautiful artisan-made rugs that will last for decades to come.
LOOMY partners with highly-skilled artisan weavers who craft quality rugs made from eco-minded materials like banana silk, jute, and recycled cotton, plus performance options made from 100% recycled polyester built to withstand whatever life brings you.
Price Range: $298 – $8,298
Conscious Qualities: Natural Fibers, Craft Preservation, Vintage Options
5. West Elm
Best for: fair trade rugs in on-trend mainstream styles
Categories: Area Rugs, Accent Rugs
West Elm is bringing ethical rugs to a broader market with their collection of Fair Trade Certified
wool and cotton rugs. While I recommend browsing the smaller shops listed above first, West Elm is supporting the movement to responsibly-made, fair trade rugs.
Price Range: $$$
Conscious Qualities: Fair Trade production, Majority Natural Materials
6. Jubi
Best for: Modern rugs in vibrant prints
Categories: Accent Rugs, Circle Rugs, Runners
Jubi is a Brooklyn studio founded by textile designer Cassie Dagostino. Every rug is handmade from New Zealand wool by fourth-generation weaving families in Bhadohi, India using traditional techniques. Each rug is made-to-order, meaning no excess stock. Since everything is made to order, expect between 3 and 7 weeks for your rug, depending on the technique used.
Conscious Qualities: Pays Above Market Rates, 100% Wool, Made-to-Order
Price Range: $228 – $668
Shipping: Free worldwide shipping
7. Rejuvenation
Best for: Classic rug styles made in Fair Trade factories
Categories: Accent Rugs, Runners, Area Rugs
Home retailer Rejuvenation has a selection of rugs made in Fair Trade Certified factories. Their collection includes undyed hand-loomed rugs to geometric flatwoven wool rugs. And while I’d typically avoid synthetics, it tends to be unavoidable for outdoor rugs — so Rejuvenation’s Fair Trade 100% recycled poly rug is a good option.
Conscious Qualities: Fair Trade Certified, Mostly Natural Materials
Price Range: $79 – $1,649
Shipping: Contiguous U.S. shipping for 10% of product price (add $20 for HI, AK, and US. territorries)
Liked this guide to ethical rugs? You might also enjoy:
Ethical Home Decor Brands to Curate a Beautiful, Conscious Space
Eco-Friendly Furniture to Furnish Your Home Sustainably
Fair Trade and Eco-Friendly Blankets to Cozy Up With
The post 5 Best Ethical Fair Trade Rugs to Elevate Your Space appeared first on Conscious Life & Style.
As a longtime book lover, I may be biased, but I think a full bookshelf is one of the most beautiful additions to a space. There’s nothing better than seeing a showcase of your favorite reads alongside a TBR list.
A bookcase, though, can of course be used for all sorts of purposes from placing your favorite photos of family and friends to showcasing treasured vintage finds.
Whatever the case, this guide will help you find the right sustainable bookshelf for your living room, office, or wherever you like to cozy up with a good read!
So what make a bookcase more sustainable? What makes a bookshelf non-toxic?
First of all: sustainable and non-toxic are two overlapping — but distinct — criteria. And both of those terms can come with a lot of opinions and varying definitions.
When it comes to sustainable bookcases, I look for:
- Responsibly Sourced Materials: most bookshelves are made primarily with wood. While natural, unsustainable wood sourcing can be a cause of deforestation, so we want to see that the wood was from responsibly managed forests or made from reclaimed or repurposed wood. Some bookshelves may feature metal, in which case recycled materials here are important.
- High Quality Construction: sustainability includes longevity — how long will you be able to use that furniture piece before it goes to the landfill and gets replaced? Look for transparency around craftsmanship and woodworking processes. Another sign of quality is the length of warranty a company has for its products.
- Ethically Made: this one is straightforward in theory — were the people making it paid fairly and working in safe conditions? — but is unfortunately not always easy to find information. In this category, I look for transparency in practices, what relationship the brand has with the manufacturer (some produce in-house which is the best case scenario for transparency!), where it was made, and how well the makers were paid.
Ideally a sustainable bookshelf would also be non-toxic — as toxic chemical fumes aren’t exactly sustainable! But this isn’t always the case. For example, if a company prioritizes upcycled materials, they don’t necessarily have control over what inputs were part of the original materials. And sometimes a company focuses more on ethical artisan partnerships and sustainable wood sourcing, more than, say, using non-toxic finishes.
But when it comes to non-toxic bookshelves, this is what I look for. (Note that non-toxic doesn’t necessarily mean safe for all chemical sensitivities. Nor does it mean zero potentially irritating chemicals.)
- Solid Wood (where possible): MDF or pressed wood contains glue to stick the various wood pieces together, which can contain added formaldehyde. I prefer solid wood, or if it is engineered wood, I’d make sure the company is transparent around the type of glue used and/or they at least have a product certification like GREENGUARD. (More on that in a second.)
- Low or Zero VOC Finishes: most wood furniture is completed with some sort of finish to provide a protection against scratches or moisture. Many of these finishes are synthetic, and some can contain high levels of toxic chemicals. Look for a natural finish like linseed oil or beeswax or a low VOC synthetic finish.
Relevant Certifications
You’ll see a few certifications referenced throughout this guide. Here’s what each one covers:
- FSC Certified = the wood sourcing was responsibly managed; this is not a finish, foam, or textile guarantee.
- GREENGUARD / GREENGUARD Gold Certified = the finished product was tested for low chemical emissions, including VOCs, with Gold representing the stricter tier.
- Fair Trade Certified
= verifies that a factory meets standards for fair wages, safe working conditions, and ethical labor practices. - Cradle to Cradle Certified (Gold) = evaluates a product or material across material health, circularity, clean air/climate, water/soil stewardship, and social fairness.
Where to Find Sustainable Bookcases and Shelving
I’m always a secondhand first proponent, and that goes for furniture, too. While your local thrift store might not have used bookshelves, check for dedicated furniture resale shops near you or estate sales. (I use EstateSales.net to find ones near me.) You can also find gently used pieces on online marketplaces like Facebook Marketplace, OfferUp or AptDeco.
If you can’t find something you love secondhand, and you don’t want to DIY your own bookshelf, then the next best choice is to shop from one of the sustainable furniture companies below. (If you’re simply looking for a bookstand, I’d suggest browsing Etsy for a collection of solid wood, bamboo, and reclaimed wood book stands and cookbook stands!)
Note that this guide includes affiliate links, which means we may earn a small commission if you purchase through these links which helps us continue to run this website and create resources like these. As always all brands meet strict sustainability criteria and are brands we love — and that we think you’ll love too!
1. Medley
Best for: low VOC wood bookcases
Medley’s bookshelves are elegant and elevated, perfect for a living room. Each piece is made with 100% solid FSC-certified hardwood for the tops and sides, though low-VOC CARB 2 compliant plywood is used for the shelves.
Every eco-friendly bookcase is handcrafted in the US (California or North Carolina) and completed with a low-VOC wood finish.
Price: $2,395 – $2,995
Materials: White Maple, American Walnut Wood
Conscious Qualities: Made-to-Order, US-Made, FSC-Certified Wood, Natural Finish
2. Thuma
Best for: non-toxic modular bookshelf
Thuma’s eco-friendly bookshelf is made from upcycled wood sourced from rubberwood trees no longer being used to source rubber. The brand’s bookshelf is also GREENGUARD Gold certified.
What makes Thuma’s bookshelf stand out to me, though, is its modularity — their Pillar Bookshelf can be set in 10 different configurations. And if you start with just a few shelves but later decide you want a larger bookshelf, you can simply buy an additional shelf or two to add on to it!
Price Range: $550 – $3,300
Materials: Upcylced Rubber Wood
Conscious Qualities: GREENGUARD Gold Certified, Repurposed Materials, Adaptable
3. West Elm GREENGUARD Certified
Best for: low-tox bookcases and bookracks for kids
This furniture retailer has plenty of adorable, but functional, bookshelves for a playroom or kids’ bedroom. From cubby bookcases to mid-century bookracks, you’ll find plenty of options that are not only GREENGUARD certified, but made in Fair Trade Certifiedfactories, and/or with FSC-certified wood. Note that the company’s bookshelves are made with engineered wood, though.
West Elm also has GREENGUARD certified bookcases large enough for the adults too!
Price: $399 – $2,897
Materials: Solid Wood, Reclaimed Wood
Conscious Qualities: Fair Trade, FSC Certified, and GREENGUARD Certified Options
4. Urban Natural
Best for: a variety of eco-friendly bookshelves
This natural home retailer has sustainable bookcases in all shapes and sizes. From traditional bookcases to open-back asymmetrical shelving units, Urban Natural has options for any interior aesthetic. Each brand they carry values quality craftsmanship, responsible production, and sustainable sourcing.
Price: $1,099 – $5549
Materials: Solid Teak, Maple, Cherry, Walnut, Birch (varies by brand)
Conscious Qualities: FSC-Certified Options, USA-Made Options, Low VOC Finish Options (varies by brand)