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Climate change is real, and the evidence is everywhere, from rising sea levels to extreme weather events. While changes in Earth’s climate have occurred naturally over millennia, human activities are now the dominant force behind the current warming trend. Understanding what climate change is, what causes it, and what we can do to stop it is essential for safeguarding our planet and future generations.

Key takeaways

  • Human activities, especially burning fossil fuels, are now the dominant driver of climate change, not natural cycles like solar activity.
  • Livestock accounts for an estimated 51% of annual global greenhouse gas emissions, while deforestation is the second-largest contributor.
  • 2023-2025 was the first three-year period on record to average more than 1.5°C above pre-industrial temperatures.
  • Global fossil fuel CO2 emissions hit a record 38.1 billion tonnes in 2025, with no sign yet of a peak.
  • Nearly 30% of plant and animal species could be at risk of extinction if global temperatures keep rising.
  • Solutions like renewable energy, energy efficiency, carbon offsets, and reduced deforestation can meaningfully slow climate change today.

Climate Change in 2026: The Latest Data

The data keeps confirming the same trend: warming is accelerating, not leveling off. Here’s where things stand as of 2026, based on the most recent findings from NOAA, Copernicus, NASA, and the Global Carbon Project.

2026 climate data snapshot

  • Global temperatures: 2025 was the third-warmest year on record, behind 2024 and 2023. The past 11 years (2015–2025) are the 11 warmest ever measured, and 2023–2025 marked the first three-year period to average above 1.5°C over pre-industrial levels.
  • CO2 levels: Atmospheric CO2 hit a record monthly high of 430.5 ppm at Mauna Loa in May 2025. Global fossil fuel emissions reached a record 38.1 billion tonnes in 2025, and researchers now say the remaining carbon budget to keep warming under 1.5°C will likely be exhausted before 2030 at current emission rates.
  • Extreme weather costs: The U.S. recorded 23 separate billion-dollar weather disasters in 2025, the third-highest annual total on record, costing an estimated $115 billion. The January 2025 Los Angeles wildfires alone caused $61.2 billion in damage, making them the costliest wildfire event in U.S. history.
  • Sea level rise: Global mean sea level rose just 0.08 cm in 2025, slowed temporarily by La Niña rainfall patterns, but the long-term rate of sea level rise has more than doubled since 1993, and oceans are up roughly 10 cm (about 4 inches) since satellite records began.

None of this changes the underlying picture: the causes, effects, and solutions below remain the same, they’re just playing out faster and at greater cost each year.

What Is Climate Change?

You’ve likely heard the terms “climate change” and “global warming” used interchangeably. However, they have distinct meanings. Global warming refers specifically to the increase in the planet’s average surface temperature, largely due to greenhouse gas emissions. Climate change, on the other hand, encompasses a broader range of long-term changes in temperature, precipitation, wind patterns, and other aspects of the Earth’s climate system.

Climate change has always been part of Earth’s history, driven by natural interactions between five key systems:

  • Atmosphere (air)
  • Biosphere (living things)
  • Cryosphere (ice and permafrost)
  • Hydrosphere (water bodies)
  • Lithosphere (Earth’s crust and upper mantle)

Today, the rapid pace and scale of climate change are primarily driven by human activities.

Climate Change (infographic)

Climate change infographic showing causes, effects, and solutions

What Are the Causes of Climate Change?

Greenhouse Gases

Greenhouse gases (GHGs) trap heat in the Earth’s atmosphere. While some GHGs occur naturally, human activities have sharply increased their concentrations. Major contributors include:

  • Carbon dioxide (CO2) – Released by burning fossil fuels, deforestation, and land-use changes.
  • Methane (CH4) – Emitted from livestock, landfills, and oil and gas production.
  • Nitrous oxide (N2O) – Produced by agricultural activities and fossil fuel combustion.
  • Chlorofluorocarbons (CFCs) – Man-made chemicals used in refrigeration and aerosols.

CO2 is the most significant and long-lasting of these gases, making it the primary driver of global warming.

Make climate change your business, learn more about Terrapass carbon offsetsWhile some of these greenhouse gases, such as water vapor, are naturally occurring, others, such as CFCs, are synthetic. CO2 is released into the atmosphere from both natural and human-made causes and is one of the leading contributors to climate change. CO2 has been increasing at an alarming rate and has the potential to stay in the earth’s atmosphere for thousands of years unless it gets absorbed by the ocean, land, trees, and other sources. As CO2 production has steadily risen, though, the earth’s natural resources to absorb it have also been diminished. This is already occurring in many ways as the earth’s resources are disappearing from things like deforestation. Some studies even predict that plants and soil will be able to absorb less CO2 as the earth continues to warm, possibly accelerating climate change even further.

Solar Activity

Solar activity, as mentioned above, does play a role in the earth’s climate. While the sun does go through natural cycles, increasing and decreasing the amount of energy that it emits to the earth, it is unlikely that solar activity is a major contributor to global warming or climate change. Since scientists began to measure the sun’s energy hitting our atmosphere, there has not been a measurable upward trend.

Agriculture

There are many significant ways in which agriculture impacts climate change. From deforestation in places like the Amazon to the transportation and livestock that it takes to support agricultural efforts around the world, agriculture is responsible for a significant portion of the world’s greenhouse gas emissions. However, agriculture is also an area that is making tremendous strides to become more sustainable. As productivity increases, less carbon is being emitted to produce more food. Agriculture also has the potential to act as a carbon sink, and could eventually absorb nearly the same amount of CO2 it emits.

Deforestation

Deforestation and climate change often go hand in hand. Not only does climate change increase deforestation by way of wildfires and other extreme weather, but deforestation is also a major contributor to global warming. According to the Earth Day Network, deforestation is the second leading contributor to global greenhouse gasses. Many people and organizations fighting against climate change point to reducing deforestation as one of, if not the most, important issues that must be addressed to slow or prevent climate change.

Human Activity

According to the Environmental Protection Agency, the most significant contributor to climate change in the United States is the burning of fossil fuels for electricity, heat, and transportation. Of these factors, transportation in the form of cars, trucks, ships, trains, and planes emits the largest percentage of CO2, speeding up global warming and remaining a significant cause of climate change.

Livestock

While interconnected to many of the agricultural and deforestation issues we have already touched on, livestock in the form of cattle, sheep, pigs, and poultry play a significant role in climate change. According to one study, “Livestock and Climate Change,” livestock around the world is responsible for 51% of annual global greenhouse gas emissions.

What Are the Immediate Effects of Climate Change?

From melting glaciers to more extreme weather patterns, people everywhere are beginning to take notice of the real impacts of climate change. While some nations around the world are taking action with initiatives such as the Paris Climate Agreement, others are continuing business as usual, pumping millions of tons of carbon into the atmosphere year after year. As the 2026 data above shows, climate change continues to cause extreme weather as well as safety and economic challenges on a global scale, and the costs are climbing every year.

Extreme Weather

Changes to weather are perhaps the most noticeable effect of climate change for the average person, largely because of the financial impact severe weather events can have. In 2025 alone, the U.S. recorded 23 separate billion-dollar weather disasters totaling $115 billion in damages, continuing a run of the three highest years on record (2023, 2024, and 2025). Extreme weather influenced by climate change includes:

  • Stronger storms & hurricanes
  • Heatwaves
  • Wildfires
  • More flooding
  • Heavier droughts

Safety & Economic Challenges

In 2014 the U.S. Department of Defense released a report that stated climate change posed a severe and immediate threat to national security. According to former Secretary of Defense, Chuck Hagel, rising global temperatures, shifting precipitation patterns, climbing sea levels, and more extreme weather events intensify the challenges of global instability, hunger, poverty, and conflict.

Climate change is also likely to cause continued economic challenges in many parts of the world. Some estimates have the U.S. already spending around $240 billion annually due to human-caused climate change, and the 2025 U.S. billion-dollar disaster total of $115 billion shows those costs remain elevated year after year. Putting an exact number on the real costs of climate change is difficult, though, once you consider the staggering costs of losing natural resources like clean air and water.

What Is the Long-Term Impact of Climate Change?

The long-term impact of climate change could be absolutely devastating to the planet and everyone and everything living on it. If the world continues on its current trajectory, and 2025’s record fossil fuel emissions suggest it is, then we will likely continue to see increasing effects on everyday life.

Health

There are many ways in which climate change could impact people’s health. Depending on age, location, and economic status, climate change is already affecting the health of many and has the potential to impact millions more. According to the Center for Disease Control and Prevention, climate change-related health risks may include:

  • Heat-related illness
  • Injuries and fatalities from severe weather
  • Asthma & cardiovascular disease from air pollution
  • Respiratory problems from increased allergens
  • Diseases from poor water quality
  • Water & food supply insecurities

Negative Impact on Ecosystems

Ecosystems are interconnected webs of living organisms that help support all kinds of plant and biological life. Climate change is already changing seasonal weather patterns and disrupting food distribution for plants and animals throughout the world, potentially causing mass extinction events. Some studies estimate that nearly 30% of plant and animal species are at risk of extinction if global temperatures continue to rise.

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Water & Food Resources

Climate change could have a significant impact on food and water supplies. Severe weather and increased temperatures will continue to limit crop productivity and increase the demand for water. With food demand expected to increase by nearly 70% by 2050, the problem will likely only get worse.

Sea Levels Rising

Rising sea levels could have far-reaching effects on coastal cities and habitats. Increasing ocean temperatures and melting ice sheets have steadily contributed to the rise of sea levels on a global scale. Global sea level has risen roughly 10 cm (about 4 inches) since satellite records began in 1993, and the National Oceanic and Atmospheric Administration estimates sea levels will rise by at least 8 inches by 2100, potentially causing increased flooding and a decrease in ocean and wetland habitats.

Shrinking Ice Sheets

While contributing to rising sea levels, shrinking ice sheets present their own set of unique problems, including increased global temperatures and greenhouse gas emissions. Climate change has driven summer melt of the ice sheets covering Greenland and Antarctica to increase by nearly 30% since 1979.

Ocean Acidification

The ocean is one of the main ways in which CO2 gets absorbed. While at first glance that may sound like a net positive, the increasingly human-caused CO2 is pushing the world’s oceans to their limits and causing increased acidity. As pH levels in the ocean decrease, shellfish have difficulty reproducing, and much of the ocean’s food cycle becomes disrupted.

What Are the Solutions for Climate Change?

While the effects of climate change can seem bleak, there is still hope. By taking immediate action to curb climate change, we may never see the worst consequences. Likewise, as the world adopts cleaner, more sustainable energy solutions, there may be millions of new jobs created and billions of dollars of economic benefits. Below are some practical ways you can battle climate change, including:

  • Switching to renewable energy (solar, wind, hydro)
  • Purchasing Renewable Energy Certificates (RECs) for your home
  • Using energy-efficient appliances and insulating buildings
  • Offsetting your carbon emissions through verified programs
  • Adopting plant-based diets and reducing meat consumption
  • Minimizing food waste and single-use plastics
  • Protecting and restoring forests and wetlands
  • Supporting clean transportation options (EVs, public transit, biking)

Try the Terrapass Flight Carbon Calculator

Traveling by plane? Use the Terrapass Flight Carbon Calculator to estimate your flight emissions and support verified offset projects.

See How Terrapass Can Help Your Business

Companies facing growing pressure to cut emissions, whether from regulation, investors, or customers, can explore Terrapass’s business carbon offset programs to start addressing their footprint today.

Why Climate Change Matters to Everyone

Climate change isn’t just an environmental problem. It’s an everything problem. It touches every aspect of our lives:

  • Jobs and the economy: Clean energy sectors are rapidly expanding and could create millions of new jobs worldwide.
  • National security: Climate change exacerbates global instability, resource conflicts, and forced migration.
  • Public health: Clean air, safe drinking water, and stable food systems are all at risk.
  • Justice and equity: Low-income communities and developing nations are often hit hardest despite contributing the least to global emissions.
  • Future generations: The choices we make today will shape the legacy we leave behind.

By investing in climate solutions now, we not only avoid catastrophe but also unlock opportunities for innovation, resilience, and shared prosperity.

FAQ: Climate Change

What is climate change?

Climate change refers to long-term shifts in temperature, precipitation, wind patterns, and other aspects of Earth’s climate system, largely driven today by human greenhouse gas emissions.

What is the difference between climate change and global warming?

Global warming specifically means the rise in the planet’s average surface temperature. Climate change is the broader term, covering the shifts in weather patterns, sea levels, and ecosystems that result from it.

What causes climate change?

The main driver is greenhouse gas emissions, especially carbon dioxide from burning fossil fuels, along with deforestation, agriculture, and livestock. Natural factors like solar activity play a much smaller role.

What are the effects of climate change?

Effects include more extreme weather, rising sea levels, shrinking ice sheets, ocean acidification, threats to food and water supplies, and growing risks to public health.

Is climate change getting worse in 2026?

The trend lines are still moving the wrong way. 2025 was the third-warmest year on record, global fossil fuel emissions hit a new record of 38.1 billion tonnes, and 2023–2025 was the first three-year period to average above 1.5°C over pre-industrial levels.

Can climate change be reversed?

It’s generally described as something we can slow and adapt to rather than fully reverse in the near term. Cutting emissions, protecting forests, and shifting to renewable energy can still prevent the worst outcomes.

What can I do to help stop climate change?

Individual actions add up: switching to renewable energy, using energy-efficient appliances, offsetting your carbon emissions, reducing meat consumption, and supporting clean transportation all make a difference.


Brought to you by Terrapass, your trusted partner in carbon offsets and climate education.

Sources:

  1. Rose, Brian E. “ATM 623: Climate Modeling.” Lecture04 – Climate System Components, atmos.albany.edu.
  2. “AAAS Reaffirms Statements on Climate Change and Integrity.” American Association for the Advancement of Science, aaas.org.
  3. “The Causes of Climate Change.” NASA, 6 Sept. 2019, climate.nasa.gov/causes.
  4. “The Carbon Cycle.” NASA, earthobservatory.nasa.gov/features/CarbonCycle/page5.php.
  5. Green, Julia K., et al. “Large Influence of Soil Moisture on Long-Term Terrestrial Carbon Uptake.” Nature, vol. 565, no. 7740, 2019, pp. 476–479, nature.com.
  6. “Is the Sun Causing Global Warming?” NASA, climate.nasa.gov.
  7. “Agriculture and Greenhouse Gas Emissions.” American Farm Bureau Federation, fb.org.
  8. “Deforestation and Climate Change.” Earth Day Network, earthday.org/campaigns/reforestation/deforestation-climate-change/.
  9. “REDD: Protecting Climate, Forests and Livelihoods.” International Institute for Environment and Development, 24 Jan. 2018, iied.org.
  10. “Sources of Greenhouse Gas Emissions.” EPA, 13 Sept. 2019, epa.gov.
  11. Goodland, Robert and Anhang, Jeff. “Livestock and Climate Change.” worldwatch.org.
  12. “Extreme Weather and Climate Change.” Center for Climate and Energy Solutions, 14 Aug. 2019, c2es.org.
  13. “DoD Releases 2014 Climate Change Adaptation Roadmap.” U.S. Department of Defense, defense.gov.
  14. “The Economic Case for Climate Action in the United States.” FEUUS, feu-us.org.
  15. “Climate Change and Public Health.” Centers for Disease Control and Prevention, cdc.gov.
  16. “Climate Impacts on Ecosystems.” EPA, 22 Dec. 2016, epa.gov.
  17. Kijne, Jacob W. “Hugh Turral, Jacob Burke and Jean-Marc Faurès: Climate Change, Water and Food Security.” fao.org.
  18. “Quick Facts on Ice Sheets.” National Snow and Ice Data Center, nsidc.org.
  19. “Copernicus: 2025 was the third hottest year on record.” Copernicus Climate Change Service, climate.copernicus.eu.
  20. “Assessing the Global Temperature and Precipitation Analysis in 2025.” NOAA NCEI, ncei.noaa.gov.
  21. “Fossil Fuel CO2 Emissions Hit Record High in 2025.” Global Carbon Project, globalcarbonbudget.org.
  22. “2025 in Review: U.S. Billion-Dollar Disasters.” Climate Central, climatecentral.org.
  23. “NASA Analysis Shows La Niña Limited Sea Level Rise in 2025.” NASA/JPL, jpl.nasa.gov.

The post What Is Climate Change? Causes, Effects & Solutions (2026) appeared first on Terrapass.

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Carbon Footprint

The Strategic Case for Nature-Based Carbon Investments

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Nature-based carbon investments deserve consideration when they address a specific business dependency and produce outcomes you can measure. Imagine Moonbucks, a global coffee roaster planning next season’s espresso blend. It is considering natural Grade 4 coffee from Jimma, in southwestern Oromia, Ethiopia. Its sourcing decisions affect the roasting schedule and the cash tied up in coffee purchases. Moonbucks needs to understand which measures could protect that supply, what they would cost and how it would judge the results.

1. Define the sourcing problem before choosing a project

Moonbucks needs a dependable component for its espresso blend. Its procurement team wants continuity of volume and an agreed cup profile. Replacing a shipment at short notice could require new sample approval and changes to the blend, and given the schedules for cultivation, processing, and freight delivery, is practically impossible. Moonbucks needs to get this right, and its initial concern is inconsistent deliveries. It commissions an assessment of the supplying farms and post-harvest chain. The questions cover land condition, harvest availability and whether drying or storage problems are affecting saleable lots.

This distinction changes the investment brief. A tree-planting proposal cannot be assumed to fix drying problems. Better storage cannot restore eroded land. The team must establish which problem exists before selecting the response.

CCC’s guide to finding nature-based solutions in your supply chain explains where to look. Here, the next task is to turn a broad concern into a testable proposal.

2. Develop nature-based carbon investments around the actual supply chain

The assessment would trace Moonbucks’ purchases back through the exporter and supplying producer groups. Which farms supply the contracted lots? Who controls land-management decisions? How long does the buyer expect to maintain the purchasing relationship?

Furthermore, Jimma natural Grade 4 cannot be treated as interchangeable with every Ethiopian coffee. Moonbucks would need to test any substitute against its own blend and quality requirements.

Suppose Moonbucks’ assessment identifies an opportunity to maintain shade trees and restore vegetation along exposed streambanks. The IPCC describes agroforestry as a way to store carbon in vegetation and soil, with potential benefits for erosion control and water quality.1 Moonbucks would need local advice on species, growing conditions and maintenance before deciding how these measures fit its sourcing plan.

The proposal now has a defined sourcing connection and a candidate intervention. The next steps are to test its effect on production, assess carbon eligibility and build the financial case.

3. Compare the proposal with other ways to protect supply

WBCSD’s Nature-based Solutions Blueprint recommends comparing nature-based options with other responses across their benefits and costs.2 For Moonbucks, that means evaluating the landscape proposal alongside drying improvements, storage controls and alternative sourcing arrangements.

The product’s natural-process designation matters. Moonbucks should examine the drying and dry-milling chain alongside land conditions. Its team would check storage practices, contamination risks and incoming-lot quality to see whether problems arise before or after the coffee leaves the farms.

The revised proposal might combine land stewardship with separate post-harvest controls. Each component needs its own purpose and budget. A sustainability label should not obscure which activity is expected to solve which problem.

The project develops as the evidence improves. Its scope should follow the diagnosis rather than preserve the first idea unchanged.

4. Establish what the carbon outcome could count toward

Moonbucks’ sustainability team now tests the proposed carbon case separately from the sourcing case. Is the objective a measurable change in Moonbucks’ value-chain emissions, verified credits for separate voluntary use, or distinct outcomes under carefully defined arrangements?

Scope 3 covers value-chain emissions. A purchasing relationship alone does not prove that a farm intervention can be included in Moonbucks’ inventory. The team needs an applicable accounting method, defensible boundaries and evidence supporting attribution.

SBTi’s FLAG Guidance (forest, land and agriculture), version 1.2, says purchased credits used as offsets cannot meet near-term FLAG or energy and industry targets. Eligible land-based removals are subject to accounting requirements.3 Moonbucks needs to test its proposal against those rules before including an outcome in its targets.

For Moonbucks’ Jimma proposal, maintaining existing trees and establishing new vegetation could involve different carbon questions. Specialists must examine the baseline and additionality, meaning what changes because the project proceeds. They must also assess measurement and the risk that stored carbon is lost. CCC’s MRV and additionality article introduces those tests.

Until that work is complete, Moonbucks should not budget an assumed Scope 3 reduction or credit-sale receipt. Direct emissions reductions remain the priority.

5. Build a financial case that survives weaker assumptions

Moonbucks’ finance team would now build a multi-year budget. UNEP’s State of Finance for Nature 2023 compares current finance with the investment needed to meet climate, biodiversity and land-restoration goals.4 The company would cost its proposed activities, farmer participation and ongoing monitoring. Verification, where required, is a separate expense. Maintenance and responsibility for replacing failed plantings must remain visible after the initial establishment budget ends.

Operational benefits need equally careful treatment. If fewer rejected lots reduce emergency purchasing, count that saving once. Do not add “supply resilience” as another financial benefit when it represents the same avoided cost.

Moonbucks should compare a base case with slower benefits, higher implementation costs and no carbon revenue. It should also distinguish production outcomes from quality and shipment outcomes. A single good harvest would not prove that the landscape intervention caused better delivery performance.

A project can remain worth funding even when its carbon case needs more work. That decision must rest on the operational evidence and the company’s objectives, without unsupported environmental claims.

6. Fund a pilot with a clear expansion decision

Moonbucks’ first approval would fund a bounded pilot, rather than commit the entire sourcing program. Before spending, Moonbucks would agree on participating farms, responsibilities and the evidence needed at review.

Its scorecard could track farmer participation, implementation costs and plant survival, alongside accepted coffee volumes and lot-quality results. Carbon measurements would follow the selected method. Farm-level traceability must connect the intervention to the actual sourcing relationship.

Suppose Moonbucks’ review later finds that storage changes explain most quality improvements, while the land measures need longer observation. Those findings would shape the next decision: expand the proven component, adjust the landscape work or pause further spending. They would not justify crediting all improvements to tree planting.

This gives nature-based carbon investments a practical place in a multi-year strategy. Funding increases as the evidence supports it, and the project can change direction before a larger commitment.

Discuss a sourcing opportunity with CCC

Carbon Credit Capital’s nature-based supply-chain investment service uses its Dual-Value Model to examine supply-chain economics alongside potential sustainability outcomes.

Schedule a consultation to discuss your sourcing exposure and the questions to resolve before allocating capital.

Sources

  1. Intergovernmental Panel on Climate Change (IPCC), Climate Change 2022: Mitigation of Climate Change, Chapter 7, Agriculture, Forestry and Other Land Uses, section 7.4.3.3 (Agroforestry).
  2. World Business Council for Sustainable Development (WBCSD), Nature-based Solutions Blueprint, 5 June 2024.
  3. Science Based Targets initiative (SBTi), Forest, Land and Agriculture Science-Based Target-Setting Guidance, version 1.2, March 2026, section 3.1.4, pp. 37–38.
  4. United Nations Environment Programme (UNEP), State of Finance for Nature 2023, 2023.
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Carbon Footprint

How to buy plastic credits, and what to check before you do

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A plastic credit funds the collection of plastic waste in places where no formal system exists to collect it. Each credit represents a measured, independently audited quantity of plastic taken out of the environment or returned to use, tracked on a public registry.

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Carbon Footprint

EU carbon credit claims after 27 September 2026

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EU carbon credit claims changed on 27 September 2026, the day the Directive (EU) 2024/825 began to apply across the European Union. The change is narrow. It changes how a company can talk about the credits it buys. A product can no longer be called neutral on the strength of compensation alone; however, every specific, evidenced statement about what a company measured, reduced, and funded stays fully available.

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